Providing Security For ACH Transactions

Providing Security For ACH Transactions Pre-authorized electronic transactions are becoming an increasingly common and convenient option for payment processing and settling other financial obligations. However, the growing popularity of Automated Clearing House (ACH) or Electronic Fund Transfer (EFT) leads to…

XTrade Europe Shares Trading Secrets

XTrade Europe Shares Trading Secrets   Trading stocks on the global market is one of the most profitable businesses we can find these days. However, an online trading career is just for those who are ready to take a risk….

online casino, online gaming, online gambling, slots

The Evolution of the Online Casino World

The Evolution of the Online Casino World History of Online Casinos and Gambling The internet is now swarmed with countless internet gambling websites, casino sites, and sports betting websites.  There are millions of people across the world who have delved…

top 10, passive income ideas, 2016, selling photographs, dividends

Top 10 Passive Income Strategies for 2016

Top 10 Passive Income Strategies for 2016 So 2015, was a great year in the stock market and investment realm world of creating dividend income through stocks, but 2016 seems to have been hit by the market uncertainty bug once…

Budgeting Basics: What to Cut First From Your Budget

Starting in 2008, the United States and eventually the rest of the world experienced a drastic economic downturn. As a result, many families went from living on two incomes to living on just one. Many individuals, who were in high-paying jobs became victims of layoffs, and they were only able to find employment at lower paying jobs. For this reason, millions of families around the world are trying to figure out how to live on less money. This requires making budget and cutting things from the budget. If you are in this situation, you are probably wondering what to cut first from your budget.

The Degree Dilemma: Levels of Education VS Insurance Rates

Many people have heard of this degree dilemma. However, it may be surprising to some members of the general public to learn exactly what this means. Essentially, it means that anyone who has a four year degree is much more likely to pay less for their car insurance than those who are currently in college or who have no college education. There are various reasons why insurance companies do this, but it really comes down to their attempt to judge their level of risk with a particular client. If they believe a client to be at low risk for having a car accident, insurance rates are lower. Conversely, they charge higher rates for those that they believe have a higher chance of being involved in a car accident.

Home Improvement That Could Hurt Your Wallet

Since the home remodeling revolution that was ushered in during the housing boom caused a boom in remodeling, it is now common knowledge of which home improvements that could hurt your wallet. This was combined with the proliferation of reality television shows and networks that were focused on home renovation. The flameouts were so epic that people became famous for their folly instead of their expertise in the remodeling field. Because of this, overzealous homeowners found themselves in the middle of projects that were billed by the remodeling industry as easy, cheap and quick to perform, but end up costing the homeowner three or four time their original budget. These budgets were not only overblown and understated, but the value added was negligible. Often, the homeowners succeeded in decreasing their property value by making renovations to areas of the home that produce no return.