budget problems, credit score, card debt, realisticloans.com, online lenders

There Is More than One Answer to Budget Problems

There Is More than One Answer to Budget Problems Too few Americans realize the importance of a budget. They appear to be spending everything they earn each month without understanding that they should be saving for the future as well…

401K

Retire Rich! Contribute to Your 401k

You work hard year in and out to satisfy customers and grow your own business! You save money for your clients, but do you save money for yourself? There will be a time when you will have to stop working…

How to Get Out of the Paycheck-to-Paycheck Lifestyle

The millions of working class people that spend a large majority of their time at work will rarely find any extra money to enjoy themselves. The masses of the hard workers are living on just enough to get by. So many people would like to know how to get out of the paycheck to paycheck lifestyle. It may seem like the impossible dream, but it is possible to live a life of fewer money woes. It just takes some planning to make better decisions.

Food Finance: How To Grow Your Own Food

Food finance and food insecurity are relatively new terms that are quickly becoming more familiar. The average American family spends $800.00 to $1,000.00 a month on groceries, and food prices are expected to keep rising. Knowing how to grow your own food is a great way to put some of that money back into your pocket.

Budgeting Basics: What to Cut First From Your Budget

Starting in 2008, the United States and eventually the rest of the world experienced a drastic economic downturn. As a result, many families went from living on two incomes to living on just one. Many individuals, who were in high-paying jobs became victims of layoffs, and they were only able to find employment at lower paying jobs. For this reason, millions of families around the world are trying to figure out how to live on less money. This requires making budget and cutting things from the budget. If you are in this situation, you are probably wondering what to cut first from your budget.

New Costs in the Modern World: The Tech That’s Worth Your Cents

There is no question that the world today looks vastly different than it did just a few hundred years ago. Living in the Age of Technology certainly has its benefits and makes live easier in so many ways. There are however, some ways in which technological advances make life a little too easy and allows people to become insensitive, sluggish, dimwitted, and downright lazy sometimes. Remote controls and Swiss army knives are definitely examples of tech that’s worth your cents but some new costs in the modern world are simply unnecessary. Does the human race really need a portable chin rest or a motorized ice cream cone? At least there are some useful forms of technology that created advancements that most people would agree would be very difficult to live without.